The compliance platform for title companies.
FinCEN, OFAC, wire fraud prevention, and 1099-S reporting in one workflow built for title and escrow teams.
14-day free trial · Cancel anytime · No charge until day 15
See TitleComply in Action
This non-financed LLC purchase requires a FinCEN Real Estate Report filing.
Built for Title Industry Professionals
Title Agencies
From solo shops to multi-office operations. Automate FinCEN filing across your entire team.
Closing Attorneys
Real estate attorneys handling closings need FinCEN filing without adding compliance staff.
Escrow Companies
Settlement agents managing escrow accounts need OFAC and FinCEN filing on every cash transaction.
Real Estate Law Firms
Firms handling closings at scale need automated compliance workflows.
Lender Settlement Partners
Lenders requiring settlement partners to demonstrate federal filing compliance.
The FinCEN Problem
A new federal rule is creating massive compliance burden for title companies.
March 1, 2026
FinCEN's anti-money laundering rule for real estate is now in effect. Title companies must file on non-financed transfers to entities.
3+ Hours
Average time to manually complete a single FinCEN filing — collecting beneficial ownership data, validating fields, generating the report.
$50,000+
Potential federal penalty per violation for failure to file. Willful violations can result in criminal prosecution.
88%
Of title companies with under 50 employees have no dedicated compliance department or filing process in place.
How TitleComply Works
From intake to filing in 15 minutes
Screen
Enter the property and buyer information. Get an instant FinCEN determination — required, not required, or needs review.
Collect
Guided forms collect every required field: beneficial ownership, entity details, seller information, and settlement agent data.
Extract
Upload the operating agreement or trust document. AI extracts entity names, members, EINs, and ownership percentages automatically.
File
One-click FinCEN Real Estate Report generation. Download the PDF and submit through BSA E-Filing.
Everything You Need to Stay Compliant
Built specifically for FinCEN 31 CFR Part 1031 compliance.
Smart Screening Engine
Instant FinCEN determination. Enter property and buyer details — get an immediate YES/NO/REVIEW result based on 31 CFR Part 1031 criteria.
Guided Data Collection
Step-by-step forms collect every required FinCEN field: beneficial ownership, entity details, seller information, and settlement agent data.
AI Document Extraction
Upload an operating agreement or trust document. Our AI reads the document and auto-fills entity names, members, EINs, and ownership percentages.
One-Click Report Generation
Generate a complete FinCEN Real Estate Report PDF in one click. All six required parts populated, validated, and ready for BSA E-Filing.
Tamper-Proof Audit Trail
Every action logged with SHA-256 hash chain integrity. Prove exactly who did what and when — essential for FinCEN examinations.
Automated Reminders
Never miss a filing deadline. Automatic email reminders for missing data, overdue filings, and approaching deadlines keep your team on track.
OFAC Sanctions Screening
Instantly screen all transaction parties against OFAC lists with timestamped certificates.
Wire Fraud Prevention
Detect suspicious wire changes and require multi-party confirmation before funds are sent.
1099-S Reporting
Generate and export 1099-S filings from your existing transaction data for year-end reporting.
Built for Federal Compliance Standards
31 CFR Part 1031
FINCEN COMPLIANT
Purpose-built for the FinCEN Real Estate Report rule effective March 1, 2026.
BSA E-Filing
FILING READY
Generates reports in the exact format required by FinCEN's BSA E-Filing System.
AES-256-GCM
BANK-GRADE ENCRYPTION
SSNs, EINs, and all PII encrypted with the same standard used by financial institutions.
SHA-256 Hash Chain
TAMPER-EVIDENT AUDIT
Every action cryptographically linked. Prove exactly who did what and when during examinations.
Your data is protected with the same encryption standard used by banks and federal agencies. Every action is recorded in a cryptographically-verified audit trail that stands up to FinCEN examination.
Free OFAC Screening Tool
Screen any name against the US Treasury's SDN sanctions list instantly, no signup required. Used by title officers before every closing to verify buyers, sellers, and beneficial owners are not on the OFAC sanctions list.
Enterprise-Grade Compliance Infrastructure
TitleComply is not a form builder. It is a complete compliance automation platform with encrypted data handling, hash-chain audit trails, and AI-powered document extraction.
AES-256-GCM Encryption |- SSN/EIN fields -> enc:v1:iv:ciphertext:tag |- Per-field encryption enabled `- Key derivation HKDF-SHA256 SHA-256 Hash Chain Audit |- Previous hash a3f2c1... |- Action: filing.generated `- Current hash 7b9e4d... chain valid OFAC SDN Screening |- Buyer entity CLEAR |- Beneficial owner 1 CLEAR |- Beneficial owner 2 CLEAR `- Seller CLEAR Certificate: OFAC-2026-A7B3C1D9
March 1, 2026
Rule effective date - every title company is now required to file
$50,000+
Per-violation federal penalty for failure to file
15 Minutes
Average time to complete a filing with TitleComply
I watched title companies across South Florida scramble to understand the new FinCEN rule. Most had no process, no automation, and no idea the penalties could hit $50,000 per missed filing. I built TitleComply because every title company in America needs this - not just the ones that can afford a compliance department.
Jon Alcius
Founder & CEO, Former Planning Manager, Lake Worth Beach
Simple, Transparent Pricing
14-day free trial on every plan. Cancel anytime before day 15 — no charge.
Starter
$199 /month
- Screening engine
- OFAC screening
- Wire fraud prevention
- Data collection
- Filing generation
- Audit trail
14-day free trial
Professional
$499 /month
- Everything in Starter
- AI document extraction
- 1099-S reporting
- Priority support
14-day free trial
Enterprise
$999 /month
- Everything in Professional
- API access
- Multi-office
- White-label
- Custom integrations
14-day free trial
Per-File
$29 /filing
- Screening engine
- OFAC screening
- Wire fraud prevention
- Data collection
- Filing generation
- Audit trail
14-day free trial
All plans include screening, data collection, filing generation, and audit trail.
How Exposed Is Your Title Company?
Answer 4 questions to assess your FinCEN compliance risk.
1. How many closings does your company handle monthly?
2. What % involve an LLC, trust, or corp buyer?
3. What % are non-financed (cash/wire)?
4. Do you have a FinCEN filing process in place?
How Much Could You Save?
Your Savings
Time saved
25 hours / month
Cost saved
$1,856 / month
Penalty risk eliminated
$450,000 / month
TitleComply cost: Starter ($199/mo)
Net Savings
$1,657 / month
That's a 833% return on investment.
Based on 9 FinCEN-required closings/month.
Start Free Trial →FinCEN Compliance Checklist for Title Companies
22 items every title company needs to verify before their next cash-to-entity closing. Stay compliant.
Frequently Asked Questions
Effective March 1, 2026, FinCEN's 31 CFR Part 1031 requires title companies and settlement agents to file a Real Estate Report when a non-financed residential property transfer involves a legal entity or trust as the buyer. The rule targets money laundering through real estate.
Don't risk non-compliance.
Start your free trial today.
Start Free Trial14-day trial · Cancel anytime · Trusted by title companies across Florida